Auto Insurance Policies Recommended For Trucks and Vans

Business owners are recommended to get insurance coverages for the cars, trucks, vans or other vehicles you use in their commercial activities. After all, protecting the means and tools your business gets income must be a top priority.  We will present you the auto insurance policies recommended for trucks and vans.  Keep in mind that you will also need to compare prices and determine which company provides the best benefits and the best cost-quality ratio.  Do not buy cheap car insurance if it is not really effective. Use online quotes and compare prices!

commercial-vehicle-insurancesCommercial auto insurance is the best policy to have when insuring a fleet of commercial vehicles.  Almost all car insurance providers design special policies for vehicles used in commercial activities. These policies typically cover not only the vehicle, but also the cargo and the driver. Moreover, some companies provide specially designed policies for vans and specialized policies for trucks, meaning that you will be able to select the best policy for the type of vehicle you want to insure.  Each vehicle has advantages and disadvantages. For example, insuring a pickup truck can be a bit more expensive, because the cargo is exposed to elements of nature and in case of collision, it can be damaged easier. Commercial insurance policies usually include the following coverages:

  • Bodily injury liability coverage
  • Property damage liability coverage
  • Combined single limit (CSL)
  • Medical payments, no-fault or personal injury coverage – it pays for medical expenses of the driver and passengers in your vehicle incurred as a result of a covered accident regardless of fault.
  • Uninsured/underinsured motorist coverage.
  • Collision coverage.
  • Comprehensive physical damage coverage

Additionally, you can get the following discounts for commercial auto insurance:

  • Business Experience Discount
  • Commercial Driver’s License (CDL) Discount

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<a href=”https://plus.google.com/117864810135968472275″ rel=”author” title=” Auto Insurance Policies Recommended For Trucks and Vans “>by Ciprian Gurgu</a>